In Real Estate, Speed is Life.

Choose the path that fits where you are right now.

Existing Client with a New Project

How the Cove Process Works

A clear, step-by-step path from application to closing.

Apply

Complete your application and create your secure portal account to get started.

Sign Disclosures

Digitally sign required disclosures and financial documents.

Upload Documents

Upload the required borrower and business documents into the portal.

Review + Credit Check

We review your information and run credit to confirm eligibility and next steps.

Final Approval

We confirm approval details and prepare everything needed for closing.

Close and Fund

We fund the deal and get you accross the finish line.

New Client

If you have a property under contract or ready to fund, start here. You'll submit your application, upload a few key documents, and we'll review everything to move you toward approval as quickly as possible.

Even if you don’t have a property yet, you can still get set up. Use your home address and estimated loan amount, and we’ll reach out to walk you through the next steps.

© 2026, Cove Lending, LLC dba Cove Lending